What to Do If Hurricane Helene Damages Your Roof

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Posted on September 26, 2024

What to Do If Hurricane Helene Damages Your Roof

Hurricane Helene has wreaked havoc, leaving many homes with damaged roofs. If your roof was impacted, taking the right steps is crucial. This guide will walk you through everything you need to know and do when dealing with roof damage, from ensuring safety to selecting a contractor for repairs.

1. Ensure Safety First

Before assessing roof damage, wait until the storm passes. Even after Hurricane Helen, dangerous winds or flooding could linger. Venturing outside too soon can expose you to risks like downed power lines or falling debris. Always remember, safety first. 

Once it’s safe, check for hazards in your area. Avoid touching any electrical wires or attempting roof repairs yourself unless you're confident the conditions are stable. Prioritize safety over a quick inspection.

2. Conduct a Visual Inspection

After the storm has cleared, begin with a visual inspection. Here’s how to approach it:

Exterior Inspection:

Check for:

  • Missing or damaged shingles. Roofs often suffer this type of damage in strong storms.
  • Sagging sections. This could indicate structural issues or water buildup beneath the surface.
  • Debris accumulation, like tree branches or leaves, which might clog gutters or damage shingles.

Interior Inspection:

Now move inside:

  • Inspect ceilings and walls for water stains or discoloration. Even small signs can indicate bigger problems. If you find something, do not ignore it, consult with a professional roofing company. Your goal is to avoid further deterioration or bigger problems later down the road. 
  • Check the attic for leaks, pooling water, or signs of dampness. Any moisture could point to roof failure.

3. Document the Damage

To ensure a smooth insurance claim, document the damage thoroughly:

  • Take clear photos and videos of all visible damage. Capture different angles for a comprehensive record. We can't stress enough how important this is. 
  • Note the date and time. This is crucial for insurance documentation, especially if the storm has affected many homes in your area. Keep in mind that you can file a claim up to 12 months after the loss but of course, the sooner the better. 

A well-documented record speeds up the claims process and helps when explaining the extent of the damage to your roofing contractor.

4. Contact Your Insurance Company

After documenting everything, contact your insurance company. Here’s how to navigate this process:

  • Notify your insurer immediately to initiate the claim process. Many policies require prompt reporting of storm damage.
  • Have your insurance policy details handy to provide your claim representative with accurate information about your coverage.
  • Study your policy coverage and be familiar with deductibles. Many policies have a 2% deductible (current home value). 

Being prepared with the right documentation will help expedite your claim.

5. Schedule a Professional Inspection

Even if you’ve inspected your roof yourself, it’s essential to hire a licensed roofing contractor for a detailed inspection. Honest Abe Roofing Orlando can provide a thorough assessment of your roof’s condition post-Hurricane Helen. Here’s why this step matters:

  • Local contractors are familiar with Florida’s unique climate and roofing needs, ensuring you receive accurate advice.
  • A comprehensive inspection might uncover issues that aren't immediately visible to an untrained eye, such as underlying structural problems or weakened sections of the roof.

6. Temporary Repairs

If damage is extensive, you might need to take steps to prevent further issues until professional repairs can begin. Here’s what you can do:

  • Cover exposed areas using tarps or plastic sheeting. This will prevent more water from entering your home. 
  • Ensure safety while making temporary repairs. Working on a roof can be dangerous, especially after a storm, so only attempt minor fixes if you feel comfortable and confident. 
  • If you don't feel comfortable getting on your roof, many roofing companies in Florida offer emergency tapping services. 

7. Review Insurance Coverage

Understanding your insurance policy is key to knowing what’s covered after roof damage from a storm like Hurricane Helen. Many homeowners aren't familiar with their policy details until it’s too late.

  • Review your policy to check the specifics of storm damage coverage. Some insurance companies have specific clauses about hurricanes or might only cover partial repairs.
  • Be aware of any potential limitations in your coverage, such as deductibles or specific exclusions related to storm damage, as mentioned above.

8. Choose a Qualified Contractor

Finding the right contractor to handle your roof repair or replacement is essential. Here are some tips for selecting a contractor:

  • It's always best to choose a trustworthy, local contractor. After a storm, many out-of-state contractors rush in to take advantage of the situation. Once they've made their profit, they head back home. But what happens if your roof has issues a few months later? You might not be able to reach them. That's why it's crucial to hire local contractors who are committed to the community and will be around to stand behind their work.
  • Check credentials like licensing and insurance to ensure you’re working with a qualified professional. A good contractor will be happy to provide this information.

9. The Roof Replacement Process

If your roof is beyond repair, you may need a roof replacement. Honest Abe Roofing Orlando can guide you through this process:

  • Roof replacement can be costly, but the investment ensures your home is protected from future storms.
  • Consider materials that are more resilient to Florida’s weather patterns, such as metal or tile roofing.

10. Conclusion

When Hurricane Helen damages your roof, knowing how to respond can save you time, stress, and money. From ensuring safety and contacting your insurance company to hiring the right roofing contractor, each step is vital in protecting your home and family.

If you need help with a roof inspection, repair, or replacement, Honest Abe Roofing Orlando is here to assist. We offer free estimates, reliable service, and years of experience in handling storm damage. Call us at 407-887-7663 or visit our website to learn more.

If your roof has suffered damage from Hurricane Helen, don’t wait! Contact Honest Abe Roofing Orlando for a free estimate. Our team is ready to help you navigate the insurance process and restore your roof to its full strength.

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